A 'credit manager' is a person employed by an organization to make credit decisions concerning terms of payment to their customers.
There are two broad categories of credit managers:
# Business-to-Consumer
# Business-to-Business
United States
Business-to-Business Professional Credit Managers can receive a
Credit Business Associate 'CBA' or a
Credit Business Fellow 'CBF' certification from the
National Association of Credit Managers
There are two programs offered by affiliates of the NACM.
#
Credit Administration Program 'CAP'
#
Advance Credit Administration Program 'ACAP'
A low to mid level manager in most organizations, Credit Managers are known for avoiding risk and are often viewed as making decisions based on an agenda that is not always in sync with corporate objectives. Credit management is usually not a path into executive management.